____ CAGAMAS BERHAD ____

	Housing Loans (% p.a.)		Industrial Property Loans (% p.a.)	HP / Leasing Debts (% p.a.)	Credit Card Receivables (% p.a.)
Fixed Rates
	Preferred *	Standard
1 year	3.60	3.65	3.65	3.65	3.65
2 years	3.90	3.95	3.95	3.95	3.95
3 years	4.10	4.15	4.15	4.15	4.15
4 years	4.25	4.30	4.30	4.30	4.30
5 years	4.30	4.35	4.35	4.35	4.35
6 years	4.55	4.60	4.60	4.60	-
7 years	4.70	4.75	4.75	4.75	-
8 years	4.90	4.95	4.95	-	-
9 years	4.95	5.00	5.00	-	-
10 years	5.05	5.10	5.10	-	-
Convertible (one option)	3.90	3.95	3.95	-	-
Convertible (two options)	3.60	3.65	3.65	-	-

For floating rates, please enquire from Client Relationship or Islamic Business at +603-22621800
* "Preferred" refers to priority housing loans as prescribed by Bank Negara Malaysia