____ CAGAMAS BERHAD ____

	Housing Loans (% p.a.)		Industrial Property Loans (% p.a.)	HP / Leasing Debts (% p.a.)	Credit Card Receivables (% p.a.)
Fixed Rates
	Preferred *	Standard
1 year	3.30	3.35	3.35	3.35	3.35
2 years	3.90	3.95	3.95	3.95	3.95
3 years	4.40	4.45	4.45	4.45	4.45
4 years	4.60	4.65	4.65	4.65	4.65
5 years	4.85	4.90	4.90	4.90	4.90
6 years	4.95	5.00	5.00	5.00	-
7 years	5.05	5.10	5.10	5.10	-
8 years	5.35	5.40	5.40	-	-
9 years	5.40	5.45	5.45	-	-
10 years	5.50	5.55	5.55	-	-
Convertible (one option)	3.90	3.95	3.95	-	-
Convertible (two options)	3.30	3.35	3.35	-	-

For floating rates, please enquire from Client Relationship or Islamic Business at +603-22621800
* "Preferred" refers to priority housing loans as prescribed by Bank Negara Malaysia