____ CAGAMAS BERHAD ____

	Housing Loans (% p.a.)		Industrial Property Loans (% p.a.)	HP / Leasing Debts (% p.a.)	Credit Card Receivables (% p.a.)
Fixed Rates
	Preferred *	Standard
1 year	3.70	3.75	3.75	3.75	3.75
2 years	3.95	4.00	4.00	4.00	4.00
3 years	4.10	4.15	4.15	4.15	4.15
4 years	4.25	4.30	4.30	4.30	4.30
5 years	4.30	4.35	4.35	4.35	4.35
6 years	4.40	4.45	4.45	4.45	-
7 years	4.50	4.55	4.55	4.55	-
8 years	4.65	4.70	4.70	-	-
9 years	4.70	4.75	4.75	-	-
10 years	4.80	4.85	4.85	-	-
Convertible (one option)	3.95	4.00	4.00	-	-
Convertible (two options)	3.70	3.75	3.75	-	-

For floating rates, please enquire from Client Relationship or Islamic Business at +603-22621800
* "Preferred" refers to priority housing loans as prescribed by Bank Negara Malaysia