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Effective Date : 13 November 2008

 

Housing Loans
(% p.a.)

Industrial Property Loans
(% p.a.)
HP / Leasing Debts
(% p.a.)
Credit Card Receivables (% p.a.)
Fixed Rates
 
Preferred *
Standard
  
   
 

1 year

4.45
4.50
4.50
4.50
4.50

2 years

4.65
4.70
4.70
4.70
4.70

3 years

4.90
4.95
4.95
4.95
4.95

4 years

5.00
5.05
5.05
5.05
5.05

5 years

5.25
5.30
5.30
5.30
5.30

6 years

5.35
5.40
5.40
5.40
-

7 years

5.50
5.55
5.55
5.55
-

8 years

5.70
5.75
5.75
-
-

9 years

5.75
5.80
5.80
-
-

10 years

5.85
5.90
5.90
-
-

Convertible
(one option)

4.65
4.70
4.70
-
-

Convertible
(two options)

4.45
4.50
4.50
-
-
* "Preferred" refers to housing loans with a ceiling rate of 9% p.a.
Floating Rates
Housing Loans & Industrial Property Loans
3 years 3- or 6- month KLIBOR plus 20 basis points
Convertible
(one option)
3- or 6- month KLIBOR plus 25 basis points
Convertible
(two options)
3- or 6- month KLIBOR plus 30 basis points
 


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