Cagamas is committed to promoting home ownership in Malaysia by providing financial products that make housing loans more accessible and affordable to Malaysians, especially the lower income group.

We will achieve this objective by:

• Developing the secondary mortgage market through the provision of innovative facilities and efficient service at a competitive cost to the primary home lenders.
  
  
• Enhancing the capital market, particularly the private debt securities market, through widening and deepening the scope of securitisation
  
  
• Nurturing and maintaining a competent workforce of the highest integrity and professionalism.
  
  
• Using technology to enhance productivity and efficiency.
  
  
• Valuing our staff for their commitment and loyalty.
  
  
• Inculcating a caring and responsible corporate culture.

We believe that we will:

• Be acknowledged as a leader in providing financial support in the Nation's efforts to meet the housing needs of the people.
  
  
• Set the pace for the development of the market for private debt securities in the country.
  
  
• Be acknowledged, nationwide and internationally, as the pioneer and model for mortgage-backed securitisation.