Islamic Products
Skim Rumah Pertamaku-π

Skim Rumah Pertamaku-π (SRP-π )
- Skim Rumah Pertamaku-πͺ is a scheme that allows homebuyers to obtain up to 110% financing from the participating Islamic financial institutions (IFIs), enabling them to own a home without having the need to pay a 10% down payment.
- This scheme is a home ownership initiative that was first announced in theΒ 2011 BudgetΒ by the Government of Malaysia to assist first time homebuyers earning a gross monthly household income of up to RM10,000 (subject to RM5,000 per applicant) to purchase their first home.
- Under this scheme, Cagamas SRP Berhad (CSRP), a wholly owned subsidiary of Cagamas Holdings Berhad will guarantee from 10% -20% as βfirst lossβ protection on an Islamic mortgage portfolio while the Islamic mortgage assets remain on the IFIβs books.
- This scheme is formulated under Shariah principle of Kafalah, Wakalah and Hawalah.
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Details on the Scheme can be found at its website: http://www.srp.com.my/