These Terms of Use set forth the conditions under which you may access and use this website.  By accessing and using this website, you agree to be bound by these Terms of Use and by the laws of Malaysia.  If you do not agree with any of the Terms of Use, you should not access or use this website for any purpose.

The term "Cagamas" used herein refers to Cagamas Berhad. The information, materials and contents provided on this website, including but not limited to products, data, texts, images, graphics, audio, videos, links or such other information of whatever nature and form (hereinafter collectively referred to as ‘the Information’) are provided by Cagamas for general information purposes only. The Information is subject to change without notice.


Cagamas does not make any representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to this website or the Information. Without derogation of the above, reasonable measures will be taken by Cagamas to ensure the accuracy and validity of the Information relating to the debt securities and products of Cagamas.

Further, Cagamas does not warrant or represent that access to the whole or part(s) of this website or the Information will be provided uninterrupted, free from errors or that any identified defect will be corrected, or there will be no delays, failures or loss of transmitted information, or no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system.


This website may contain links to third party websites and these links are provided for convenience only. Such links are owned and operated by third parties and as such are not under the control of Cagamas. Therefore, Cagamas shall not be responsible for and makes no representations and warranties in respect of the nature, contents and availability of those websites, the third parties named therein or their products and services. Further, the links provided on this website shall not be considered a recommendation, endorsement, verification or approval of such linked websites or the contents thereof. Any use of the contents on those websites is at your sole risk. It is advisable for you to read the terms of use and privacy policy statements (if any) of any websites which are linked to this website.


Unless otherwise indicated, all rights, titles and interests, including all copyrights, trademarks and other intellectual property rights, in this website and its content, including but not limited to, the texts, images, graphics, service marks, logos, sound files, video files and other marks belong to, and are the property of, Cagamas or its licensors. 

Except as expressly provided herein, no part or parts of this website may be modified, copied, distributed, transmitted, broadcasted, displayed, performed, reproduced, republished, licensed, transferred, sold or commercially dealt with in any form or by any means without the prior written consent of Cagamas.

Exclusion of liability

Cagamas shall in no event be liable for any loss or damage howsoever arising whether in contract, tort, negligence, strict liability or any other basis, including without limitation, direct or indirect, special, incidental, consequential or punitive damages arising i) from incompleteness, inaccuracy, unreliability, unsuitability or unavailability with respect to this website or the Information (or any third party link to or from Cagamas’ website) and/or reliance thereon; ii) in connection with the inability to access or use this website (or any third party link to or from Cagamas’ website) due to any technical, hardware or software failure of any kind, interruption, error, omission, delay in operation, computer viruses, or otherwise; or iii) from reproduction or use of the Information/copyrights/trademarks.